THE ETF SAVINGS PLAN CALCULATOR

Calculate your savings plan in 4 easy steps.
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The amount you already have to invest.

£

The amount you’ll pay into the plan each month.

£

The length of time you plan to invest and save.

Year(s)

Annual return based on the 20-year average return of each index.

Chart

Combination chart with 3 data series.
The chart has 1 X axis displaying Years.
The chart has 1 Y axis displaying Balance (Pounds in thousands). Range: 0 to 40000.
End of interactive chart.

See total returns for 2035

How do we these numbers?

Average hypothetical return (total contribution + total return)

£27,399.87

Range

£25,697.85- £32,519.36

Total contributions (Initial investment + total monthly savings)

£19,000

*The chart shows the average hypothetical return based on an assumed growth rate for the index you've chosen. This growth rate is the median return of the 20-year annualized returns for the index since inception in local currency. However, there is no guarantee that future index returns will match past returns and the level of index returns will fluctuate. The general expectation is that over the longer term (e.g. investing for 10 years or more) markets will generally rise on average, although there may be times when returns fluctuate and may fall.Source for index data: MSCI, S&P, FTSE as of October, 2024. Past performance is not a guarantee of current or future results and should not be the sole determining factor in selecting a product or investment strategy. Index return figures are for illustrative purposes only. Each index is subject to changes in composition. Direct investment in an index is not possible.The simulation of future index returns using the average index return over the last 20 years is for illustrative purposes only; actual performance may differ. This presentation does not constitute investment advice, as the individual financial circumstances and asset situation of the respective user are not taken into account in the calculation.

START INVESTING FOR YOUR FUTURE, TODAY

Not sure which iShares ETF to choose for your savings plan? Discover the largest iShares ETFs now, sorted by assets under management.
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LEARN MORE ABOUT ETF SAVINGS PLANS

If buying a single company share is like buying a single chocolate, then buying an ETF is like buying a box of different chocolates. ETFs can contain 100s or even 1,000s* of different company shares or bonds. So rather than backing just one company, your investment is spread across many different companies, helping to reduce risk**.

*Bloomberg, as at 18/05/2023
**Risk: Diversification and asset allocation may not fully protect you from market risk.

An index measures the performance (or returns) of a collection of stocks, bonds, or other assets. Indexes can represent something as broad such as the global stock market, or as narrow as a single country or industry. ETFs aim to replicate the performance of an index.

An ETF savings plan allows you to invest a flexible amount in ETFs each month, starting from just £1*. It offers the ability to buy fractional shares, which means you can think in euros, not in shares, and choose how much you want to invest each month regardless of the ETF’s share price. Once you’ve selected your ETF and regular contribution, you’re all set to invest. Don’t worry – you can always make changes.

*Trading 212 ETF Savings Plan, as at 12/09/2024

A savings plan can be a great option for people saving for retirement, paying for their children’s education, or buying a house. As savings plans allow you to invest small monthly amounts, they are a good way to build long-term wealth while reducing the risk of investing at the wrong time. What’s more, you can invest as little as £1 a month and should you want to change future contributions or even sell your ETF, you can do that too.

Start setting up your ETF savings plan by using the ETF Savings Plan Calculator to explore different ways you might reach your investment goals. Then you can choose an ETF that best fits your needs. To buy the ETF, you can set up a broker account if you don't already have one and create a savings plan with your chosen ETF via your broker account.

You’ll need to decide which region or industry you'd like to invest in first. For example, if you want to invest in the U.S., you could pick an ETF that includes U.S. companies like the S&P500. Or, if you want to invest in UK companies, there’s the FTSE.

Investing is a long-term game, so it’s best to get started sooner rather than later. After all, the longer your money is invested, the better chance it has to grow. And while in the past, it may have made sense to wait, so you could save and invest larger sums, today the low or no trading fees make saving small amounts regularly a good option.
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**Important Information

The simulation shown on this page provides an estimate of the return for a savings plan based on the following assumptions.

  • Initial investments are made at the start of the contribution period and monthly savings are made at the end of each month over the whole timeframe.
  • The return rate is constant over time. The actual return rate achieved will depend on the performance of the investments which can vary.
  • Results do not account for inflation or any costs and charges.
  • This calculator works on an annual compounding period. The calculation uses the rate of return selected for the selected period.

Risk
Past performance is not a reliable indicator of current or future results and should not be the only factor considered when selecting a product or strategy.

Legal Information
Issued by BlackRock (Netherlands) BV, a company authorized and regulated by the Dutch Financial Markets Authority. Registered office: Amstelplein 1, 1096 HA, Amsterdam, Tel.: +31(0)-20-549-5200. Commercial Register No. 17068311. Telephone calls are usually recorded for your protection.

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